When I was newly separated, with three teenagers at home and a husband who had left the country and was not helping support us, I could sure have used a helping hand. I had a job although it did not pay that well, but we were scraping by.
My car which I needed to get to work, as there was no bus service in our area, broke down and had been towed to the local garage, but there was no extra cash before payday so it had to sit there until I could afford to pay for it to be fixed. I was in a dilemma, how to get to work and earn the money I needed to fix the car. I have never believed in thumbing for a lift and I wasn't going to start.
Fortunately I had good friends with an extra vehicle, who loaned it to me until the end of the month even though, I know, this was a great inconvenience to them. If there had been a company like Payday Loans I could have had the work done right away and not bothered my friends.